Chubb Personal Accident & Lifestyle Protect II is a personal accident plan that provides you and your loved ones with some financial relief in the event of an accident. It also offers cover against 14 types of covered diseases, food poisoning, and worldwide terrorism.The Insured Person or Partner must be between the age of 18 and 70 on the policy Commencement Date; renewable up to 80 years old.Free automatic Dependent Child(ren) cover for Couple Plan (up to 4 children). A Dependent Child must be between the age of 15 days and 18 years old on the policy Commencement Date. There is an insured limit of up to 4 Dependent Children for the Couple Plan or Parent and Children Plan.